Terms and conditions

1. Introduction

These Terms and Conditions apply to hapitalist.com and all transactions related to its products and services. Hapitalist is a publication operated by Wannabe Press. By accessing or using this website, you agree to be bound by these Terms. Additional contracts related to specific products or services may apply; where they conflict with these Terms, the additional contracts will control.

2. Acceptance

By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. Continued use of the site constitutes ongoing acceptance.

3. Electronic Communication

By using this website or communicating with us electronically, you agree that we may communicate with you via the website or by email. All agreements, notices, and communications provided electronically satisfy any legal requirement that such communications be in writing.

4. Intellectual Property

Wannabe Press owns or controls all copyright and intellectual property rights in the content, data, and resources accessible through this website, unless otherwise noted. No license or right is granted under copyright, trademark, patent, or other intellectual property rights without our prior written permission. You may not reproduce, distribute, alter, or commercialize any content from this website without permission, except as permitted by applicable law.

5. Idea Submission

If you share ideas, feedback, suggestions, or other content with Hapitalist — including in comments, emails, community spaces, or any other channel — you acknowledge that those ideas may organically influence future content, articles, courses, or products. Hapitalist is not responsible for independently developing similar ideas, and submission of any idea does not create any obligation of compensation, credit, or confidentiality unless a separate written agreement has been executed. If you have proprietary ideas you wish to protect, do not share them without a signed agreement in place.

6. Payments and Memberships

Membership payments are processed through Stripe. By purchasing a membership or product, you agree to Stripe's terms of service in addition to these Terms. Hapitalist reserves the right to modify membership pricing, tiers, and benefits at any time with reasonable notice.

7. Third-Party Links

This website may contain links to third-party websites. Hapitalist does not monitor or endorse those sites and is not responsible for their content, privacy practices, or terms. Your use of third-party sites is at your own risk.

8. Affiliate Marketing and Sponsorships

Hapitalist participates in affiliate marketing and may receive commissions on products or services recommended or linked from this site. We also accept sponsorships and paid content placements. All such relationships are disclosed in accordance with FTC guidelines. This disclosure is intended to comply with applicable US Federal Trade Commission rules on marketing and advertising.

9. Responsible Use

You agree to use this website only for lawful purposes and in accordance with these Terms. You must not use this site to distribute malicious software, conduct automated data collection, or engage in any activity that damages or interferes with the website's performance or accessibility.

10. Warranties and Liability

This website and its content are provided on an 'as is' and 'as available' basis. Hapitalist makes no warranties, express or implied, regarding the accuracy, completeness, or availability of content. Nothing on this website constitutes legal, financial, or medical advice. Our maximum liability for any claim arising from use of this website or its products shall not exceed $500 in the aggregate.

11. Termination

Hapitalist reserves the right to modify, suspend, or discontinue access to the website or any service at any time without notice or liability.

12. Privacy

We are committed to protecting your privacy. Subscriber data is not sold. We use your information only to deliver content and services. Ghost and Stripe handle payment and subscription data — please refer to their privacy policies for full details.

13. Indemnification

You agree to indemnify and hold harmless Wannabe Press and Hapitalist from any claims, damages, or expenses arising from your violation of these Terms or applicable law.

14. Governing Law

These Terms shall be governed by the laws of the United States. Any disputes shall be subject to the jurisdiction of the courts of the United States. If any provision is found unenforceable, it will be modified to the minimum extent necessary, and the remaining provisions will remain in full effect.

15. Updates

These Terms may be updated from time to time. The date at the top of this page reflects the most recent revision. Continued use of the website following any update constitutes acceptance of the revised Terms.

16. Contact

These Terms are governed by Wannabe Press, operator of Hapitalist.

Wannabe Press

4508 Atlantic Ave

Long Beach, CA 90807

help@wannabepress.com